Prosper, Texas home loans

Mortgage lender in Prosper, TX: one advisor, close to home.

Just south of the Celina office, Prosper buyers get the same one-on-one advisor, minutes away. Buy, refinance or tap your equity with someone who knows Prosper and knows your file.

Soft credit check · No obligation · Reply within one business day

CMG Home Loans · 3248 S Preston Rd, Suite 130, Celina, TX 75009

Popular Prosper neighborhoods we help buyers in

  • Windsong Ranch
  • Star Trail
  • and every Prosper address

Buying in Prosper

What to plan for when you buy in Prosper

Prosper mixes established neighborhoods with newer master-planned communities along the Dallas North Tollway and US-380.

MUD and PID taxes

Many newer neighborhoods carry MUD (municipal utility district) or PID (public improvement district) assessments on top of city, county and school taxes. Your full tax rate changes your payment, so we build it into your estimate.

Two counties

Prosper sits in Collin and Denton counties, and tax rates differ by county, city and school district. We look up the rate for the exact address.

New construction

Builder incentives can cover closing costs or buy down your rate. Your advisor compares builder offers with your own options so you see the real cost.

HOA dues

Master-planned communities usually have HOA dues. They count in your monthly payment, so we include them from the start.

Common questions

Do you have a local office near Prosper?

Yes. The office is at 3248 S Preston Rd, Suite 130, Celina, TX 75009.

Can teachers and first responders in Prosper get down payment help?

Texas teachers, first responders, veterans and other heroes may qualify for Homes for Texas Heroes down payment assistance, plus a limited-time lender credit up to $5,000 through Dec 31, 2026.

How fast can I get started?

Answer a few quick taps and your dedicated loan advisor responds within one business day. It starts with a soft credit check and no obligation.

Find your fit

Rather talk it through?

Pick a time on Dana's calendar for a one-on-one call. No obligation.

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