HomeFundIt lets family and friends gift toward your down payment online — with zero gift fees and perks from CMG along the way.
$0
Gift fees
100%
Goes to your home
CMG
Matching perks*
Unlike typical crowdfunding sites, HomeFundIt takes no cut — 100% of every gift goes toward your down payment.
CMG may match a portion of what you raise and apply closing-cost credits when you finance with CMG Home Loans. Eligible first-time buyers must complete a free Home Buyer Education course before signing the purchase contract to qualify for the grant.
Literally ANYONE can contribute online — no gift letters required.
UpIt turns everyday online shopping into down payment dollars. When you or your supporters shop through the UpIt link on your campaign page, a percentage of each purchase is pledged to your goal — automatically.
Major online stores pledge 1%–50% back on purchases — about 7.5% on average, from everyday shopping you're already doing.
Every purchase your family and friends make through your UpIt link adds to your down payment too.
UpIt pledges stack on top of direct gifts, and the CMG $2-for-$1 match applies to UpIt pledges as well*.
You don't need to be pre-qualified to use UpIt — start shopping as soon as your campaign page is live.
Dana helps you get pre-qualified and launches your HomeFundIt page in minutes.
Send it to family and friends — they gift securely online, fee-free.
Funds go straight to your down payment, with CMG perks on top.
Money raised is yours to keep. If your campaign collects more than your down payment needs — or you close for less than expected — the unused gifts are returned to the contributors who gave them. Nothing is forfeited.
Cancel anytime. You can pause or cancel your campaign at any point, no fees and no questions asked. Gifts already received are refunded to the original gift-givers, and you're never locked in to buying a home or working with us.
Have questions about refunds or cancelling? Just ask Dana — he'll walk you through exactly how the funds would be handled before you or anyone you know gives a dollar.