Celina, Texas home loans

Mortgage lender in Celina, TX: one advisor, close to home.

Your dedicated loan advisor works from the CMG Home Loans office right here in Celina, on S Preston Rd. Buy, refinance or tap your equity with someone who knows Celina and knows your file.

Soft credit check · No obligation · Reply within one business day

CMG Home Loans · 3248 S Preston Rd, Suite 130, Celina, TX 75009

Popular Celina neighborhoods we help buyers in

  • Light Farms
  • Mustang Lakes
  • Cambridge Crossing
  • and every Celina address

Buying in Celina

What to plan for when you buy in Celina

Celina is one of the fastest-growing cities in Texas, and much of what's for sale is new construction in master-planned communities.

MUD and PID taxes

Many newer neighborhoods carry MUD (municipal utility district) or PID (public improvement district) assessments on top of city, county and school taxes. Your full tax rate changes your payment, so we build it into your estimate.

Two counties

Celina sits in Collin and Denton counties, and tax rates differ by county, city and school district. We look up the rate for the exact address.

New construction

Builder incentives can cover closing costs or buy down your rate. Your advisor compares builder offers with your own options so you see the real cost.

HOA dues

Master-planned communities usually have HOA dues. They count in your monthly payment, so we include them from the start.

Common questions

Do you have a local office near Celina?

Yes. The office is at 3248 S Preston Rd, Suite 130, Celina, TX 75009.

Can teachers and first responders in Celina get down payment help?

Texas teachers, first responders, veterans and other heroes may qualify for Homes for Texas Heroes down payment assistance, plus a limited-time lender credit up to $5,000 through Dec 31, 2026.

How fast can I get started?

Answer a few quick taps and your dedicated loan advisor responds within one business day. It starts with a soft credit check and no obligation.

Find your fit

Rather talk it through?

Pick a time on Dana's calendar for a one-on-one call. No obligation.

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